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The method of observing someone using the credit card PIN code, stealing the card or it, and then using the card, has become more common. If you are the victim of an online fraud or scam you should report the incident to the. The same goes for anyone with a sure-fire get rich quick schemes.

This is particularly done in crowded places because it is relatively easy to observe someone as they fill out jesus, enter PIN numbers on ATM's or even type passwords on smartphones. Depending on what information was lost, there are to help protect yourself from identity theft. These identities are often created to reflect a specific aspect or ideal version of themselves. What is Identity Theft. For elements who believe they are a victim of identity theft, the FTC recommends you take immediate steps to protect yourself such as placing fraud alerts on your credit cards, filing police reports, and filing a complaint with the Federal Trade Commission. This should immediately cause you to be concerned about the genuineness of the other person. This second Study Guide describes the basics of Java, providing an overview of operators, modifiers and control Structures. Archived from on 2012-08-01. Archived from on 2012-08-01. The security issues surrounding this type of identity theft can be wide ranging. North of these include wiretapping, so online offenders can be caught in advance, before a child becomes a victim.

Identity theft is on the rise, thanks to the social media explosion Alamy Lana quickly learnt that, when it comes to identity theft on social networks and dating applications, consumer protection is far more lax than that for lost or stolen credit cards. Identity cloning and concealment In this situation, the identity thief impersonates someone else in order to conceal their own true identity. Financial institutions and the AFP are made aware of current phishing emails as they happen via internal partnerships. Types of internet banking fraud include phishing and mule recruitment, and can happen through your smartphone, tablet and other mobile devices.

Identity Theft - If they advise you to back off... If this happens contact the dating provider immediately to not only protect yourself but other users too.

Identity theft is the deliberate use of someone else's , usually as a method to gain a financial advantage or obtain credit and other benefits in the other person's name, and perhaps to the other person's disadvantage or loss. The person whose identity has been assumed may suffer adverse consequences, especially if they are held responsible for the perpetrator's actions. Identity theft occurs when someone uses another's personally identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. The term identity theft was coined in 1964. Since that time, the definition of identity theft has been statutorily prescribed throughout both the U. Determining the link between and identity theft is challenging, primarily because identity theft victims often do not know how their personal information was obtained, and identity theft is not always detectable by the individual victims, according to a report done for the. Someone can steal or misappropriate personal information without then committing identity theft using the information about every person, such as when a major data breach occurs. More recently, an association of consumer data companies noted that one of the largest data breaches ever, accounting for over four million records, resulted in only about 1,800 instances of identity theft, according to the company whose systems were breached. There's an app for that. The new program for infecting users' computers was called ; and the program is so hacker-friendly that even an inexperienced hacker can operate it. Although the hacking program is easy to use, that fact does not diminish the devastating effects that Zeus or other software like Zeus can do to a computer and the user. For example, the article stated that programs like Zeus can steal credit card information, important documents, and even documents necessary for. If the hacker were to gain this information, it would mean identity theft or even a possible terrorist attack. The says that about 15 million Americans are having their identity stolen, in 2012. Identity theft may be used to facilitate or fund other crimes including , , and. There are cases of identity cloning to attack , including online credit card processing and. Identity cloning and concealment In this situation, the identity thief impersonates someone else in order to conceal their own true identity. Another example is posers, a label given to people who use somebody else's photos and information through social networking sites. Mostly, posers create believable stories involving friends of the real person they are imitating. Unlike identity theft used to obtain credit which usually comes to light when the debts mount, concealment may continue indefinitely without being detected, particularly if the identity thief is able to obtain false credentials in order to pass various authentication tests in everyday life has. Provided the subterfuge works, charges may be placed under the victim's name, letting the criminal off the hook. Victims might only learn of such incidents by chance, for example by receiving court summons, discovering their drivers licenses are suspended when stopped for minor traffic violations, or through performed for employment purposes. It can be difficult for the victim of a criminal identity theft to clear their record. The steps required to clear the victim's incorrect depend in which jurisdiction the crime occurred and whether the true identity of the criminal can be determined. The victim might need to locate the original arresting officers and prove their own identity by some reliable means such as fingerprinting or DNA testing, and may need to go to a court hearing to be cleared of the charges. Obtaining an of court records may also be required. Authorities might permanently maintain the victim's name as an alias for the criminal's true identity in their criminal records databases. One problem that victims of criminal identity theft may encounter is that various might still have the incorrect criminal records in their databases even after court and police records are corrected. Thus it is possible that a future background check will return the incorrect criminal records. This is just one example of the kinds of impact that may continue to affect the victims of identity theft for some months or even years after the crime, aside from the psychological trauma that being 'cloned' typically engenders. Synthetic identity theft A variation of identity theft which has recently become more common is synthetic identity theft, in which identities are completely or partially fabricated. The most common technique involves combining a real with a name and birthdate other than the ones associated with the number. Synthetic identity theft is more difficult to track as it doesn't show on either person's credit report directly, but may appear as an entirely new file in the or as a subfile on one of the victim's credit reports. Synthetic identity theft primarily harms the creditors who unwittingly grant the fraudsters credit. Individual victims can be affected if their names become confused with the synthetic identities, or if negative information in their subfiles impacts their credit ratings. Medical identity theft See also: Privacy researcher Pam Dixon, founder of the World Privacy Forum , coined the term medical identity theft and released the first major report about this issue in 2006. In the report, she defined the crime for the first time and made the plight of victims public. The report's definition of the crime is that medical identity theft occurs when someone seeks medical care under the identity of another person. Insurance theft is also very common, if a thief has your insurance information and or your insurance card, they can seek medical attention posing as yourself. In addition to risks of financial harm common to all forms of identity theft, the thief's medical history may be added to the victim's. Inaccurate information in the victim's records is difficult to correct and may affect future insurability or cause doctors relying on the misinformation to deliver inappropriate medical care. After the publication of the report, which contained a recommendation that consumers receive notifications of medical data breach incidents, California passed a law requiring this, and then finally HIPAA was expanded to also require medical breach notification when breaches affect 500 or more people. Data collected and stored by hospitals and other organisations such as medical aid schemes is up to 10 times more valuable to cybercriminals than credit card information. Child identity theft Child identity theft occurs when a minor's identity is used by another person for the impostor's personal gain. The impostor can be a family member, a friend, or even a stranger who targets children. The Social Security numbers of children are valued because they do not have any information associated with them. Thieves can establish lines of credit, obtain driver's licenses, or even buy a house using a child's identity. This fraud can go undetected for years, as most children do not discover the problem until years later. Child identity theft is fairly common, and studies have shown that the problem is growing. The largest study on child identity theft, as reported by Richard Power of the Cylab with data supplied by , found that of 40,000 children, 10. This includes getting credits, loans, goods and services, claiming to be someone else. Identity thieves typically obtain and exploit about individuals, or various credentials they use to authenticate themselves, in order to impersonate them. This is particularly done in crowded places because it is relatively easy to observe someone as they fill out forms, enter PIN numbers on ATM's or even type passwords on smartphones. The majority of identity theft victims do not realize that they are a victim until it has negatively impacted their lives. Many people do not find out that their identities have been stolen until they are contacted by financial institutions or discover suspicious activities on their bank accounts. According to an article by , everyone in the US should assume that their personal information has been compromised at one point. It is therefore of great importance to watch out for warning signs that your identity has been compromised. The following are ten indicators that someone else might be using your identity. They are often done when a loan or phone subscription was applied for. This might indicate that someone is using your e. For consumers, this is usually a result of them naively providing their personal information or login credentials to the identity thieves as a result of being duped but identity-related documents such as credit cards, bank statements, utility bills, checkbooks etc. Guardianship of personal identifiers by consumers is the most common intervention strategy recommended by the , and most sites that address identity theft. Such organizations offer recommendations on how individuals can prevent their information falling into the wrong hands. Identity theft can be partially mitigated by not identifying oneself unnecessarily a form of information security control known as risk avoidance. This implies that organizations, IT systems and procedures should not demand excessive amounts of personal information or credentials for identification and authentication. Requiring, storing and processing personal identifiers such as , , driver's license number, credit card number, etc. Committing personal identifiers to memory is a sound practice that can reduce the risks of a would-be identity thief from obtaining these records. To help in remembering numbers such as social security numbers and credit card numbers, it is helpful to consider using mnemonic techniques or memory aids such as the. Identity thieves sometimes impersonate dead people, using personal information obtained from death notices, gravestones and other sources to exploit delays between the death and the closure of the person's accounts, the inattentiveness of grieving families and weaknesses in the processes for credit-checking. Such crimes may continue for some time until the deceased's families or the authorities notice and react to anomalies. These services purport to help protect the individual from identity theft or help detect that identity theft has occurred in exchange for a monthly or annual membership fee or premium. The services typically work either by setting fraud alerts on the individual's credit files with the three major credit bureaus or by setting up with the credit bureaux. In their May 1998 testimony before the United States Senate, the Federal Trade Commission FTC discussed the sale of Social Security numbers and other personal identifiers by credit-raters and data miners. The FTC agreed to the industry's self-regulating principles restricting access to information on credit reports. According to the industry, the restrictions vary according to the category of customer. Credit reporting agencies gather and disclose personal and credit information to a wide business client base. Poor stewardship of personal data by organizations, resulting in unauthorized access to sensitive data, can expose individuals to the risk of identity theft. The Privacy Rights Clearinghouse has documented over 900 individual data breaches by US companies and government agencies since January 2005, which together have involved over 200 million total records containing sensitive personal information, many containing social security numbers. The use of strong on these devices can reduce the chance of data being misused should a criminal obtain them. This potentially allows criminals access to personal information through and services. The failure of corporate or government organizations to protect , and has been criticized for facilitating the acquisition of personal identifiers by criminals. Using various types of information, such as , for identification and authentication has been cited as a way to thwart identity thieves, however there are technological limitations and privacy concerns associated with these methods as well. International In March 2014, after it was learned two passengers with stolen passports were on board which went missing on March 8, 2014, it came to light that maintains a database of 40 million lost and stolen travel documents from 157 countries which it makes available to governments and the public, including airlines and hotels. The Stolen and Lost Travel Documents SLTD database however is little used. Big News Network which is based in the , observed that Interpol Secretary General told a forum in the previous month this was the case. Australia In Australia, each state has enacted laws that deal with different aspects of identity or fraud issues. Some states have now amended relevant criminal laws to reflect crimes of identity theft, such as the Criminal Law Consolidation Act 1935 SA , Crimes Amendment Fraud, Identity and Forgery Offences Act 2009 and also in Queensland under the Criminal Code 1899 QLD. Other states and territories are in states of development in respect of regulatory frameworks relating to identity theft such as Western Australia in respect of Criminal Code Amendment Identity Crime Bill 2009. Penalty: Imprisonment for 5 years. Likewise, each state has enacted their own privacy laws to prevent misuse of personal information and data. Canada Under section 402. Under section 403 of the , 1 Everyone commits an offence who fraudulently personates another person, living or dead, a with intent to gain advantage for themselves or another person; b with intent to obtain any property or an interest in any property; c with intent to cause disadvantage to the person being personated or another person; or d with intent to avoid arrest or prosecution or to obstruct, pervert or defeat the course of justice. In Canada, Privacy Act federal legislation covers only federal government, agencies and. Each province and territory has its own privacy law and privacy commissioners to limit the storage and use of personal data. For the private sector, the purpose of the Personal Information Protection and Electronic Documents Act 2000, c. France In France, a person convicted of identity theft can be sentenced up to five years in prison and fined up to 75,000. Hong Kong Under HK Laws. Chap 210 Theft Ordinance, sec. Under the Personal Data Privacy Ordinance, it established the post of Privacy Commissioner for Personal Data and mandate how much personal information one can collect, retain and destruction. This legislation also provides citizens the right to request information held by businesses and government to the extent provided by this law. India Under the Information Technology Act 2000 Chapter IX Sec 66C SECTION 66C PUNISHMENT FOR IDENTITY THEFT Whoever, fraudulently or dishonestly makes use of the electronic signature, password or any other unique identification feature of any other person, shall be punished with imprisonment of either description for a term which may extend to three years and shall also be liable to fine which may extend to rupees one. Philippines Social networking sites are one of the most famous spreader of posers in the online community, giving the users freedom to place any information they want without any verification that the account is being used by the real person. Philippines, which ranks eighth in the numbers of users of and other social networking sites such as , and , has been known as source of various identity theft problems. Identities of those people who carelessly put personal information on their profiles can easily be stolen just by simple browsing. There are people who meet online, get to know each other through the free Facebook chat and exchange of messages that then leads to sharing of private information. Others get romantically involved with their online friends that they tend to give too much information such as their social security number, bank account and even personal basic information such as home address and company address. This phenomenon lead to the creation of Senate Bill 52: Cybercrime Prevention Act of 2010. Section 2 of this bill states that it recognizes the importance of and for the development, exploitation and dissemination of information but violators will be punished by the law through imprisonment or a fine upwards of Php200,000, but not exceeding 1 million, or depending on the damage caused, or both Section 7. Sweden Sweden has had relatively few problems with identity theft. This is because only Swedish have been accepted for identity verification. Stolen documents are traceable by banks and some other institutions. The banks have the duty to check the identity of people withdrawing money or getting loans. If a bank gives money to someone using an identity document reported as stolen, the bank must take the loss. Since 2008, any EU passport is valid in Sweden for identity check, and Swedish passports are valid all over the EU. This makes it harder to detect stolen documents, but still banks in Sweden must ensure that stolen documents are not accepted. Other types of identity theft have become more common in Sweden. One common example is ordering a credit card to someone who has an unlocked letterbox and is not home in the daytime. The thief steals the letter with the credit card and then the letter with the code which typically arrives a few days later. Usage of a stolen credit card is hard in Sweden, since an identity document or a PIN code it is normally demanded. If the shop does not demand that, it must take the loss from stolen credit cards. The method of observing someone using the credit card PIN code, stealing the card or it, and then using the card, has become more common. Legally, Sweden is an open society. Specifically, anyone's address, income, taxes etc. This makes fraud easier the address is restricted only for people who needs to hide. There was until 2016 no legal ban specifically against using someone's identity, only on the indirect damage caused. To impersonate someone else for financial gain is a kind of , which is described in the : brottsbalken. To impersonate someone else to discredit someone by breaking into social media accounts and provoke, is , but that is hard to sentence someone for. A new law was introduced late 2016 which partially banned unpermitted identity usage. United Kingdom In the United Kingdom personal data is protected by the. The Act covers all personal data which an organization may hold, including names, birthday and anniversary dates, addresses, telephone numbers, etc. Under which extends to but not to or , the offences under the increasingly contend with identity theft situations. He obtained goods to the value of £10,000 for others who are unlikely ever to be identified. This compared with 2009 where there were 85,000 victims. Men in their 30s and 40s are the most common UK victims and identity fraud now accounts for nearly half of all frauds recorded. United States See also: The increase in crimes of identity theft led to the drafting of the Identity Theft and Assumption Deterrence Act. In 1998, The Federal Trade Commission appeared before the United States Senate. The FTC discussed crimes which exploit consumer credit to commit loan fraud, , lines-of-credit fraud, , commodities and services frauds. Punishment can be up to 5, 15, 20, or 30 years in federal , plus fines, depending on the underlying crime per b. The Act also provides the with authority to track the number of incidents and the dollar value of losses. Their figures relate mainly to consumer financial crimes and not the broader range of all identification-based crimes. If charges are brought by state or local law enforcement agencies, different penalties apply depending on the state. Six Federal agencies conducted a joint task force to increase the ability to detect identity theft. The FTC has determined that most medical practices are considered creditors and are subject to requirements to develop a plan to prevent and respond to patient identity theft. These plans must be adopted by each organization's Board of Directors and monitored by senior executives. Identity theft complaints as a percentage of all fraud complaints decreased from 2004-2006. The Federal Trade Commission reported that fraud complaints in general were growing faster than ID theft complaints. The findings were similar in two other FTC studies done in 2003 and 2005. In 2005, that number had dropped to 3. According to the , in 2010, 7% of US households experienced identity theft - up from 5. In 2012, approximately 16. At least two states, and have created an Office of Privacy Protection to assist their citizens in avoiding and recovering from identity theft. In 2009, Indiana created an Identity Theft Unit within their Office of Attorney General to educate and assist consumers in avoiding and recovering from identity theft as well as assist law enforcement in investigating and prosecuting identity theft crimes. In Massachusetts in 2009-2010, Governor made a commitment to balance consumer protection with the needs of small business owners. His Office of Consumer Affairs and Business Regulation announced certain adjustments to Massachusetts' identity theft regulations that maintain protections and also allows flexibility in compliance. These updated regulations went into effect on March 1, 2010. The regulations are clear that their approach to data security is a risk-based approach important to small businesses and might not handle a lot of personal information about customers. Generally, the identity thief will use a stolen SSN to file a forged tax return and attempt to get a fraudulent refund early in the filing season. A taxpayer will need to fill out Form 14039,. Notification Many states followed California's lead and enacted mandatory data breach notification laws. As a result, companies that report a data breach typically report it to all their customers. Senate Committee Hearing on Identity Theft. Not only did she damage my credit, but she escalated her crimes to a level that I never truly expected: she engaged in drug trafficking. The crime resulted in my erroneous arrest record, a warrant out for my arrest, and eventually, a prison record when she was booked under my name as an inmate in the Chicago Federal Prison. In the United Kingdom, the Home Office reported that identity fraud costs the UK economy £1. Confusion over exactly what constitutes identity theft has led to claims that statistics may be exaggerated. Social Science Research Network. Archived from on 2017-09-19. Retrieved 27 September 2010. Retrieved 19 July 2017. Highlights of GAO-07-737, a report to congressional requesters. 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